Daily Margin
Today$0
Safe to spend today
A single, honest metric. No flashing red alarms — just the exact amount of money you can spend today, guilt-free.
Behavioral finance · Calm mode
Meet Savlo. Understand your money in one minute a day.
The personal budgeting app designed for peace of mind. A fast voice check-in, smart division into separate Spaces and Sinking Funds, and a gentle streak that helps you build financial habits without pressure or guilt.
Coming soon to iOS and Android · English & Spanish native support.
Your week, gently summarized
Not a dashboard. A reflection.
Savlo organizes your money flow and returns it to you softly: the progress of your savings funds, your independent financial spaces, and your safe daily spending margin. Observed, never judged.
Cash flow · last 8 weeks
$2,510 net
IncomeSpending
Spaces & Funds
Your money separated by context
- Personal Space55%
$0
- Freelance Space28%
$0
- Emergency Fund75%
$0
- Vacation Fund33%
$0
What Savlo does
Three gestures. One quiet ledger.
Import what already exists. Speak what happens next. Take it all with you whenever you want.
transactions-2026.xlsx
1,247 rows · 4 columns
DateMerchantAmountCategory
2026-04-03Coffee Shop-4.50Food
2026-04-02Groceries-62.18Groceries
2026-04-02Salary · Payroll+2,400.00Income
2026-04-01App Subscription-15.00Services
2026-03-30Uber Ride-11.20Transport
C
Coffee Shop
Food · 04-03
−$4.50
G
Groceries
Groceries · 04-02
−$62.18
S
Salary · Payroll
Income · 04-02
+$2,400.00
A
App Subscription
Services · 04-01
−$15.00
U
Uber Ride
Transport · 03-30
−$11.20
1,247 transactions imported
From spreadsheet to story01 / 03
01
Drop your Excel. Keep your past.
Pull years of transactions from a single .xlsx or .csv. Savlo reads your columns, reconciles duplicates, and folds a silent spreadsheet into your timeline — so your check-ins start with real history, not day one.
Our philosophy
We don't judge your spending.
We help you understand it.
Most money apps treat every dollar as a test you're failing. Savlo is built on behavioral finance research: awareness, not pressure, is what creates lasting change. So we show you the shape of your habits — and then we step back.
Gentle habits, zero guilt.
A supportive daily check-in to build lasting habits, with no anxiety-inducing red notifications or penalization. Your money deserves a steadier tone.
Observe today, decide tomorrow.
Savlo surfaces patterns the way a high-quality notebook would — quietly, and only when you open it.
Small changes, compounded.
We celebrate consistency, not willpower. A single mindful swap is worth more than a month of severe restriction.
You stay in charge.
Your spaces, your savings goals, and your definitions. Savlo is a mirror, not a coach.
Trust, by default
Built quietly, with clear promises.
Calm design only matters if the product language is honest. These are the promises the public site can stand behind today.
Business model
Member-funded
Data policy
No data selling
Control
Export ready
No ads. Not now, not ever.
Savlo is positioned as a member-supported product, not an ad-supported one. The public site does not trade your attention for growth tricks.
We do not sell your data.
The landing page is explicit about this: Savlo should not be described as a data-broker or attention-harvesting finance tool.
You stay in control of your records.
The product messaging emphasizes exports, separate Spaces, and a calmer interface that helps you inspect your money without locking you into dark patterns.
Learn with Savlo
Start with the questions people ask before they choose a budgeting app.
These guides strengthen Savlo's core topics: budgeting, voice expense tracking, and calmer long-term saving.
Budgeting
How to Make a Budget: A Calm, Step-by-Step Guide
Learn how to build a realistic monthly budget that fits your life. No complicated spreadsheets or guilt, just simple, sustainable steps for financial peace of mind.
Read the guideBudgeting
Voice Expense Tracking: The Fastest Way to Log What You Spend
Typing expenses into an app takes 60 seconds. Saying them out loud takes 4. Here’s how voice expense tracking works, who it’s for, and what to look for in an app.
Read the guideSaving
Sinking Funds: The Complete Guide to Stress-Free Saving
A sinking fund turns large, predictable future expenses into small monthly savings. Learn how to set up sinking funds for travel, holidays, and car maintenance.
Read the guide
Begin, gently
Start understanding your money.
Request early access by email. The current site does not submit your address to a hidden backend; it opens your mail app with a prefilled message to the Savlo team.
Prefer a direct link? support@savloapp.com
Prefer to explore first? Start with the budget guide